independent health insuranceIf my employer doesn’t offer a health plan, can I write off premiums for my independent health insurance?  best-health-reviews

independent health insuranceIf my employer doesn’t offer a health plan, can I write off premiums for my independent health insurance? best-health-reviews

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> Health Care > independent health insuranceIf my employer doesn’t offer a health plan, can I write off premiums for my independent health insurance?

independent health insuranceIf my employer doesn’t offer a health plan, can I write off premiums for my independent health insurance?

Question by Evan S: If my employer doesn’t offer a health plan, can I write off premiums for my independent health insurance?

I’ve read that I can only write off those that are in excess of 7.5% of my income. The reason I question this is because my previous job offered health insurance which I contributed to and those payments were always made on a pre-tax basis.

So why would it be tax free if I go through an employer, but not if I buy my own plan?

Answer by ZarnevThat’s the way IRS regulations are. You can write off the premiums on a group policy or if you are self employeed. Otherwise, you are subject to the 7.5% rule.

Know better? Leave your own answer in the comments!

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